Exception ledger
Sorted by severity, then by the contract value standing behind the finding. A rule either fires or it does not; there is no score and nothing is ranked by a model.
Waiver of subrogation is required by the subcontract and is not shown on the certificate
Why it matters Without a waiver, the subcontractor's carrier can pay its insured and then sue the owner to recover, which converts a covered loss into a dispute.
Waiver of subrogation is required by the subcontract and is not shown on the certificate
Why it matters Without a waiver, the subcontractor's carrier can pay its insured and then sue the owner to recover, which converts a covered loss into a dispute.
Primary and non-contributory wording is required by the subcontract and is not shown
Why it matters If the subcontractor's policy is not primary, both carriers share the loss and the owner's policy is drawn into a claim it was meant to sit behind.
State contractor license has never been received for this subcontract
Why it matters Unlicensed work is unenforceable in most states and can void the subcontract.
General liability certificate expires in 12 days
Why it matters Certificates are routinely renewed late. Thirty days is the shortest window in which a renewal certificate can normally be produced without stopping work.