Finish Carpentry · SC-DTA-2508-036 · $8,200,000 · notice to proceed May 11, 2026
The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.
| Coverage | On the certificate | Required | Read from | |
|---|---|---|---|---|
| General liability, each occurrence | $1,000,000 | $1,000,000 | meets | coi_gl_36_278.pdf p.2 |
| General liability, aggregate | $2,000,000 | $2,000,000 | meets | coi_gl_36_278.pdf p.2 |
| Automobile, combined single limit | $1,000,000 | $1,000,000 | meets | coi_auto_36_279.pdf p.1 |
| Workers compensation, each accident | $1,000,000 | $1,000,000 | meets | coi_wc_36_280.pdf p.1 |
| Umbrella / excess | $10,000,000 | $10,000,000 | meets | coi_umbrella_36_281.pdf p.1 |
| Additional insured endorsement | shown | required | meets | coi_gl_36_278.pdf p.2 |
| Waiver of subrogation | not shown | required | short | coi_gl_36_278.pdf p.2 |
| Primary and non-contributory | shown | required | meets | coi_gl_36_278.pdf p.2 |
| Certificate holder | Doral Tech Owner LLC | Doral Tech Owner LLC | meets | coi_gl_36_278.pdf p.2 |
Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.
| Period | Carrier | Policy | Effective | Expires | Continuity |
|---|---|---|---|---|---|
| 1 | Liberty Mutual | GL-9922333 | Apr 20, 2026 | Apr 20, 2027 | first on file |
Waiver of subrogation is required by the subcontract and is not shown on the certificate
Without a waiver, the subcontractor's carrier can pay its insured and then sue the owner to recover, which converts a covered loss into a dispute.
Remedy Require the waiver of subrogation endorsement on both general liability and workers compensation.
| Kind | File | Received | Expires | Status | Days on file |
|---|---|---|---|---|---|
| coi_gl | coi_gl_36_278.pdf p.2 of 4 | Apr 10, 2026 | Apr 20, 2027 | current | 106 |
| coi_auto | coi_auto_36_279.pdf p.1 of 1 | Apr 12, 2026 | Apr 20, 2027 | current | 105 |
| coi_wc | coi_wc_36_280.pdf p.1 of 3 | Apr 12, 2026 | Apr 20, 2027 | current | 105 |
| coi_umbrella | coi_umbrella_36_281.pdf p.1 of 3 | Apr 12, 2026 | Apr 20, 2027 | current | 105 |
| w9 | w9_36_282.pdf p.1 of 1 | Apr 29, 2026 | — | no expiry | 93 |
| business_license | business_license_36_283.pdf p.1 of 2 | Apr 26, 2026 | Apr 18, 2027 | current | 95 |
| safety_program | safety_program_36_284.pdf p.2 of 3 | May 2, 2026 | — | no expiry | 90 |