Drywall and Framing · SC-CBS-2405-023 · $780,000 · notice to proceed Nov 19, 2025
The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.
| Coverage | On the certificate | Required | Read from | |
|---|---|---|---|---|
| General liability, each occurrence | $1,000,000 | $1,000,000 | meets | coi_gl_23_178.pdf p.1 |
| General liability, aggregate | $2,000,000 | $2,000,000 | meets | coi_gl_23_178.pdf p.1 |
| Automobile, combined single limit | $1,000,000 | $1,000,000 | meets | coi_auto_23_179.pdf p.1 |
| Workers compensation, each accident | $1,000,000 | $1,000,000 | meets | coi_wc_23_180.pdf p.1 |
| Umbrella / excess | $10,000,000 | $10,000,000 | meets | coi_umbrella_23_181.pdf p.3 |
| Additional insured endorsement | shown | required | meets | coi_gl_23_178.pdf p.1 |
| Waiver of subrogation | shown | required | meets | coi_gl_23_178.pdf p.1 |
| Primary and non-contributory | shown | required | meets | coi_gl_23_178.pdf p.1 |
| Certificate holder | Coral Bay Health Properties Inc | Coral Bay Health Properties Inc | meets | coi_gl_23_178.pdf p.1 |
Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.
| Period | Carrier | Policy | Effective | Expires | Continuity |
|---|---|---|---|---|---|
| 1 | CNA | GL-8582238-P0 | Dec 1, 2024 | Dec 1, 2025 | first on file |
| 2 | CNA | GL-8582238 | Dec 1, 2025 | Dec 1, 2026 | continuous |
General liability certificate expires in 19 days
Certificates are routinely renewed late. Thirty days is the shortest window in which a renewal certificate can normally be produced without stopping work.
Remedy Request the renewal certificate from the subcontractor's broker now and diary it for the expiry date.
| Kind | File | Received | Expires | Status | Days on file |
|---|---|---|---|---|---|
| coi_gl | coi_gl_23_178.pdf p.1 of 2 | Nov 21, 2025 | Dec 1, 2026 | expiring 30 | 254 |
| coi_auto | coi_auto_23_179.pdf p.1 of 4 | Nov 23, 2025 | Dec 1, 2026 | expiring 30 | 253 |
| coi_wc | coi_wc_23_180.pdf p.1 of 4 | Nov 23, 2025 | Dec 1, 2026 | expiring 30 | 253 |
| coi_umbrella | coi_umbrella_23_181.pdf p.3 of 2 | Nov 23, 2025 | Dec 1, 2026 | expiring 30 | 253 |
| w9 | w9_23_182.pdf p.1 of 1 | Nov 7, 2025 | — | no expiry | 264 |
| business_license | business_license_23_183.pdf p.1 of 1 | Nov 4, 2025 | Mar 24, 2028 | current | 267 |
| safety_program | safety_program_23_184.pdf p.2 of 3 | Nov 10, 2025 | — | no expiry | 263 |