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Wynwood Yards Mixed Use

Quarry Ridge Concrete

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Structural Steel · SC-WYN-2304-018 · $12,500,000 · notice to proceed Oct 12, 2025

Coverage against the subcontract exhibit

The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.

CoverageOn the certificateRequiredRead from
General liability, each occurrence$2,000,000$2,000,000meetscoi_gl_18_139.pdf p.1
General liability, aggregate$4,000,000$4,000,000meetscoi_gl_18_139.pdf p.1
Automobile, combined single limit$1,000,000$1,000,000meetscoi_auto_18_140.pdf p.1
Workers compensation, each accident$1,000,000$1,000,000meetscoi_wc_18_141.pdf p.1
Umbrella / excess$10,000,000$10,000,000meetscoi_umbrella_18_142.pdf p.3
Additional insured endorsementshownrequiredmeetscoi_gl_18_139.pdf p.1
Waiver of subrogationnot shownrequiredshortcoi_gl_18_139.pdf p.1
Primary and non-contributoryshownrequiredmeetscoi_gl_18_139.pdf p.1
Certificate holderWynwood Yards Holdings LPWynwood Yards Holdings LPmeetscoi_gl_18_139.pdf p.1

General liability, period by period

Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.

PeriodCarrierPolicyEffectiveExpiresContinuity
1The HartfordGL-6460831-P0Feb 3, 2025Feb 3, 2026first on file
2The HartfordGL-6460831Feb 3, 2026Feb 3, 2027continuous

Findings

MediumCOI-WOS-MISSINGWaiver of subrogation not shown

Waiver of subrogation is required by the subcontract and is not shown on the certificate

Without a waiver, the subcontractor's carrier can pay its insured and then sue the owner to recover, which converts a covered loss into a dispute.

Remedy Require the waiver of subrogation endorsement on both general liability and workers compensation.

observed not shownrequired requiredsource coi_gl_18_139.pdf p.1

Documents on file

KindFileReceivedExpiresStatusDays on file
coi_glcoi_gl_18_139.pdf p.1 of 3Jan 24, 2026Feb 3, 2027current160
coi_autocoi_auto_18_140.pdf p.1 of 3Jan 26, 2026Feb 3, 2027current160
coi_wccoi_wc_18_141.pdf p.1 of 1Jan 26, 2026Feb 3, 2027current160
coi_umbrellacoi_umbrella_18_142.pdf p.3 of 2Jan 26, 2026Feb 3, 2027current160
w9w9_18_143.pdf p.1 of 2Sep 30, 2025no expiry244
business_licensebusiness_license_18_144.pdf p.1 of 3Sep 27, 2025May 18, 2027current245
safety_programsafety_program_18_145.pdf p.2 of 2Oct 3, 2025no expiry241