Earthwork and Foundations · SC-BRK-2201-009 · $5,600,000 · notice to proceed Apr 23, 2025
The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.
| Coverage | On the certificate | Required | Read from | |
|---|---|---|---|---|
| General liability, each occurrence | $1,000,000 | $1,000,000 | meets | coi_gl_9_68.pdf p.2 |
| General liability, aggregate | $2,000,000 | $2,000,000 | meets | coi_gl_9_68.pdf p.2 |
| Automobile, combined single limit | $1,000,000 | $1,000,000 | meets | coi_auto_9_69.pdf p.1 |
| Workers compensation, each accident | $1,000,000 | $1,000,000 | meets | coi_wc_9_70.pdf p.1 |
| Umbrella / excess | $5,000,000 | $5,000,000 | meets | coi_umbrella_9_71.pdf p.2 |
| Additional insured endorsement | shown | required | meets | coi_gl_9_68.pdf p.2 |
| Waiver of subrogation | shown | required | meets | coi_gl_9_68.pdf p.2 |
| Primary and non-contributory | not shown | required | short | coi_gl_9_68.pdf p.2 |
| Certificate holder | Brickell Bay Owner LLC | Brickell Bay Owner LLC | meets | coi_gl_9_68.pdf p.2 |
Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.
| Period | Carrier | Policy | Effective | Expires | Continuity |
|---|---|---|---|---|---|
| 1 | Arch Insurance | CPP-3442952-P0 | Mar 26, 2025 | Mar 26, 2026 | first on file |
| 2 | Arch Insurance | CPP-3442952 | Mar 26, 2026 | Mar 26, 2027 | continuous |
Primary and non-contributory wording is required by the subcontract and is not shown
If the subcontractor's policy is not primary, both carriers share the loss and the owner's policy is drawn into a claim it was meant to sit behind.
Remedy Require primary and non-contributory wording on the endorsement, referencing the subcontract.
| Kind | File | Received | Expires | Status | Days on file |
|---|---|---|---|---|---|
| coi_gl | coi_gl_9_68.pdf p.2 of 3 | Mar 16, 2026 | Mar 26, 2027 | current | 125 |
| coi_auto | coi_auto_9_69.pdf p.1 of 1 | Mar 18, 2026 | Mar 26, 2027 | current | 123 |
| coi_wc | coi_wc_9_70.pdf p.1 of 2 | Mar 18, 2026 | Mar 26, 2027 | current | 123 |
| coi_umbrella | coi_umbrella_9_71.pdf p.2 of 3 | Mar 18, 2026 | Mar 26, 2027 | current | 123 |
| w9 | w9_9_72.pdf p.1 of 4 | Apr 11, 2025 | — | no expiry | 366 |
| business_license | business_license_9_73.pdf p.1 of 4 | Apr 8, 2025 | Feb 19, 2028 | current | 369 |
| safety_program | safety_program_9_74.pdf p.2 of 2 | Apr 14, 2025 | — | no expiry | 365 |