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Earthwork and Foundations · SC-CBS-2405-022 · $12,500,000 · notice to proceed Dec 14, 2025

Coverage against the subcontract exhibit

The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.

CoverageOn the certificateRequiredRead from
General liability, each occurrence$2,000,000$2,000,000meetscoi_gl_22_170.pdf p.2
General liability, aggregate$4,000,000$4,000,000meetscoi_gl_22_170.pdf p.2
Automobile, combined single limit$1,000,000$1,000,000meetscoi_auto_22_171.pdf p.1
Workers compensation, each accident$1,000,000$1,000,000meetscoi_wc_22_172.pdf p.1
Umbrella / excess$5,000,000$5,000,000meetscoi_umbrella_22_173.pdf p.2
Additional insured endorsementshownrequiredmeetscoi_gl_22_170.pdf p.2
Waiver of subrogationshownrequiredmeetscoi_gl_22_170.pdf p.2
Primary and non-contributoryshownrequiredmeetscoi_gl_22_170.pdf p.2
Certificate holderCoral Bay Health Properties IncCoral Bay Health Properties Incmeetscoi_gl_22_170.pdf p.2

General liability, period by period

Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.

PeriodCarrierPolicyEffectiveExpiresContinuity
1CNAGL-3580064Nov 16, 2025Nov 16, 2026first on file

Findings

MediumCOI-GL-EXPIRINGGeneral liability expiring

General liability certificate expires in 4 days

Certificates are routinely renewed late. Thirty days is the shortest window in which a renewal certificate can normally be produced without stopping work.

Remedy Request the renewal certificate from the subcontractor's broker now and diary it for the expiry date.

observed 2026-11-16required 2026-12-12source coi_gl_22_170.pdf p.2

Documents on file

KindFileReceivedExpiresStatusDays on file
coi_glcoi_gl_22_170.pdf p.2 of 2Nov 6, 2025Nov 16, 2026expiring 14265
coi_autocoi_auto_22_171.pdf p.1 of 3Nov 8, 2025Nov 16, 2026expiring 14263
coi_wccoi_wc_22_172.pdf p.1 of 3Nov 8, 2025Nov 16, 2026expiring 14263
coi_umbrellacoi_umbrella_22_173.pdf p.2 of 4Nov 8, 2025Nov 16, 2026expiring 14263
w9w9_22_174.pdf p.1 of 2Dec 2, 2025—no expiry247
business_licensebusiness_license_22_175.pdf p.1 of 1Nov 29, 2025Dec 3, 2027current248
safety_programsafety_program_22_176.pdf p.2 of 2Dec 5, 2025—no expiry244