Exception ledger
Sorted by severity, then by the contract value standing behind the finding. A rule either fires or it does not; there is no score and nothing is ranked by a model.
Earliest certificate on file begins 9 days after notice to proceed, leaving an uninsured window at the start of the work
Why it matters Work performed before the policy inception is uninsured retroactively. No later certificate closes a gap that has already been worked through.
Certificate holder reads "Meridian Builders" rather than the contracting entity
Why it matters A certificate issued to the wrong entity does not put the contracting party on notice of cancellation and is evidence of coverage for someone else.
General liability certificate expires in 12 days
Why it matters Certificates are routinely renewed late. Thirty days is the shortest window in which a renewal certificate can normally be produced without stopping work.