2 open findings

Waiver of subrogation is required by the subcontract and is not shown on the certificate

Why it matters Without a waiver, the subcontractor's carrier can pay its insured and then sue the owner to recover, which converts a covered loss into a dispute.

General liability certificate expires in 15 days

Why it matters Certificates are routinely renewed late. Thirty days is the shortest window in which a renewal certificate can normally be produced without stopping work.