Plumbline
Brickell Bay Tower

Flagler Systems Group

At risk

Structural Concrete · SC-BRK-2201-006 · $780,000 · notice to proceed Apr 26, 2025

Coverage against the subcontract exhibit

The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.

CoverageOn the certificateRequiredRead from
General liability, each occurrence$2,000,000$2,000,000meetscoi_gl_6_44.pdf p.2
General liability, aggregate$4,000,000$4,000,000meetscoi_gl_6_44.pdf p.2
Automobile, combined single limit$1,000,000$1,000,000meetscoi_auto_6_45.pdf p.1
Workers compensation, each accident$500,000$1,000,000shortcoi_wc_6_46.pdf p.1
Umbrella / excess$25,000,000$25,000,000meetscoi_umbrella_6_47.pdf p.3
Additional insured endorsementshownrequiredmeetscoi_gl_6_44.pdf p.2
Waiver of subrogationshownrequiredmeetscoi_gl_6_44.pdf p.2
Primary and non-contributoryshownrequiredmeetscoi_gl_6_44.pdf p.2
Certificate holderBrickell Bay Owner LLCBrickell Bay Owner LLCmeetscoi_gl_6_44.pdf p.2

General liability, period by period

Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.

PeriodCarrierPolicyEffectiveExpiresContinuity
1Arch InsuranceGL-8043043-P0Jan 15, 2025Jan 15, 2026first on file
2Arch InsuranceGL-8043043Jan 15, 2026Jan 15, 2027continuous

Scheduled site activity

ActivityStartEndCrew
Switchgear setSep 7, 2026Sep 14, 202613

Findings

HighCOI-WC-LIMIT-LOWWorkers compensation limit below requirement

Workers compensation each-accident limit is $500,000 against a required $1,000,000

Employer's liability limits below the subcontract requirement expose the owner to an action-over claim brought by an injured worker.

Remedy Require a corrected workers compensation certificate before further site access.

observed $500,000required $1,000,000source coi_wc_6_46.pdf p.1

Documents on file

KindFileReceivedExpiresStatusDays on file
coi_glcoi_gl_6_44.pdf p.2 of 3Jan 5, 2026Jan 15, 2027current175
coi_autocoi_auto_6_45.pdf p.1 of 2Jan 7, 2026Jan 15, 2027current173
coi_wccoi_wc_6_46.pdf p.1 of 2Jan 7, 2026Jan 15, 2027current173
coi_umbrellacoi_umbrella_6_47.pdf p.3 of 1Jan 7, 2026Jan 15, 2027current173
w9w9_6_48.pdf p.1 of 1Apr 14, 2025no expiry365
business_licensebusiness_license_6_49.pdf p.1 of 3Apr 11, 2025Apr 17, 2027current366
safety_programsafety_program_6_50.pdf p.2 of 2Apr 17, 2025no expiry362