Plumbline
Doral Tech Annex

Ironwood Interiors

At risk

Roofing · SC-DTA-2508-039 · $5,600,000 · notice to proceed Jun 3, 2026

Coverage against the subcontract exhibit

The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.

CoverageOn the certificateRequiredRead from
General liability, each occurrence$1,000,000$1,000,000meetscoi_gl_39_299.pdf p.1
General liability, aggregate$2,000,000$2,000,000meetscoi_gl_39_299.pdf p.1
Automobile, combined single limit$1,000,000$1,000,000meetscoi_auto_39_300.pdf p.1
Workers compensation, each accident$1,000,000$1,000,000meetscoi_wc_39_301.pdf p.1
Umbrella / excess$10,000,000$10,000,000meetscoi_umbrella_39_302.pdf p.3
Additional insured endorsementnot shownrequiredshortcoi_gl_39_299.pdf p.1
Waiver of subrogationshownrequiredmeetscoi_gl_39_299.pdf p.1
Primary and non-contributoryshownrequiredmeetscoi_gl_39_299.pdf p.1
Certificate holderDoral Tech Owner LLCDoral Tech Owner LLCmeetscoi_gl_39_299.pdf p.1

General liability, period by period

Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.

PeriodCarrierPolicyEffectiveExpiresContinuity
1Liberty MutualGL-8027800Jan 31, 2026Jan 31, 2027first on file

Findings

HighCOI-AI-MISSINGAdditional insured not shown

Additional insured endorsement is required by the subcontract and is not shown on the certificate

Without additional insured status the owner has no direct right to the subcontractor's policy and must tender through indemnity, which is slower and contestable.

Remedy Require the CG 20 10 and CG 20 37 endorsement forms, not merely a checked box on the certificate.

observed not shownrequired requiredsource coi_gl_39_299.pdf p.1

Documents on file

KindFileReceivedExpiresStatusDays on file
coi_glcoi_gl_39_299.pdf p.1 of 2Jan 21, 2026Jan 31, 2027current163
coi_autocoi_auto_39_300.pdf p.1 of 4Jan 23, 2026Jan 31, 2027current161
coi_wccoi_wc_39_301.pdf p.1 of 3Jan 23, 2026Jan 31, 2027current161
coi_umbrellacoi_umbrella_39_302.pdf p.3 of 2Jan 23, 2026Jan 31, 2027current161
w9w9_39_303.pdf p.1 of 4May 22, 2026no expiry76
business_licensebusiness_license_39_304.pdf p.1 of 1May 19, 2026Feb 27, 2028current79
safety_programsafety_program_39_305.pdf p.2 of 4May 25, 2026no expiry75