HighCOI-UMB-LIMIT-LOWUmbrella limit below requirement
Umbrella limit is $2,500,000 against a required $5,000,000
Excess limits are what respond to a serious injury or a structural loss. A short umbrella is the single most common way a subcontract's insurance exhibit is quietly not met.
Remedy Require a corrected certificate showing the full excess tower, including any layers written by a second carrier.
observed $2,500,000required $5,000,000source coi_umbrella_38_295.pdf p.3