Plumbline
Doral Tech Annex

Vista Plumbing Co

At risk

Fire Protection · SC-DTA-2508-038 · $8,200,000 · notice to proceed May 25, 2026

Coverage against the subcontract exhibit

The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.

CoverageOn the certificateRequiredRead from
General liability, each occurrence$1,000,000$1,000,000meetscoi_gl_38_292.pdf p.2
General liability, aggregate$2,000,000$2,000,000meetscoi_gl_38_292.pdf p.2
Automobile, combined single limit$1,000,000$1,000,000meetscoi_auto_38_293.pdf p.1
Workers compensation, each accident$1,000,000$1,000,000meetscoi_wc_38_294.pdf p.1
Umbrella / excess$2,500,000$5,000,000shortcoi_umbrella_38_295.pdf p.3
Additional insured endorsementshownrequiredmeetscoi_gl_38_292.pdf p.2
Waiver of subrogationshownrequiredmeetscoi_gl_38_292.pdf p.2
Primary and non-contributoryshownrequiredmeetscoi_gl_38_292.pdf p.2
Certificate holderDoral Tech Owner LLCDoral Tech Owner LLCmeetscoi_gl_38_292.pdf p.2

General liability, period by period

Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.

PeriodCarrierPolicyEffectiveExpiresContinuity
1Liberty MutualGL-4886655Apr 7, 2026Apr 7, 2027first on file

Findings

HighCOI-UMB-LIMIT-LOWUmbrella limit below requirement

Umbrella limit is $2,500,000 against a required $5,000,000

Excess limits are what respond to a serious injury or a structural loss. A short umbrella is the single most common way a subcontract's insurance exhibit is quietly not met.

Remedy Require a corrected certificate showing the full excess tower, including any layers written by a second carrier.

observed $2,500,000required $5,000,000source coi_umbrella_38_295.pdf p.3

Documents on file

KindFileReceivedExpiresStatusDays on file
coi_glcoi_gl_38_292.pdf p.2 of 4Mar 28, 2026Apr 7, 2027current115
coi_autocoi_auto_38_293.pdf p.1 of 1Mar 30, 2026Apr 7, 2027current115
coi_wccoi_wc_38_294.pdf p.1 of 2Mar 30, 2026Apr 7, 2027current115
coi_umbrellacoi_umbrella_38_295.pdf p.3 of 2Mar 30, 2026Apr 7, 2027current115
w9w9_38_296.pdf p.1 of 1May 13, 2026no expiry83
business_licensebusiness_license_38_297.pdf p.1 of 1May 10, 2026Feb 2, 2027current85
safety_programsafety_program_38_298.pdf p.2 of 2May 16, 2026no expiry80