Mechanical · SC-BRK-2201-003 · $420,000 · notice to proceed Apr 13, 2025
The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.
| Coverage | On the certificate | Required | Read from | |
|---|---|---|---|---|
| General liability, each occurrence | $1,000,000 | $1,000,000 | meets | coi_gl_3_18.pdf p.1 |
| General liability, aggregate | $2,000,000 | $2,000,000 | meets | coi_gl_3_18.pdf p.1 |
| Automobile, combined single limit | $1,000,000 | $1,000,000 | meets | coi_auto_3_19.pdf p.1 |
| Workers compensation, each accident | $1,000,000 | $1,000,000 | meets | coi_wc_3_20.pdf p.1 |
| Umbrella / excess | $10,000,000 | $10,000,000 | meets | coi_umbrella_3_21.pdf p.3 |
| Additional insured endorsement | shown | required | meets | coi_gl_3_18.pdf p.1 |
| Waiver of subrogation | shown | required | meets | coi_gl_3_18.pdf p.1 |
| Primary and non-contributory | shown | required | meets | coi_gl_3_18.pdf p.1 |
| Certificate holder | Brickell Bay Owner LLC | Brickell Bay Owner LLC | meets | coi_gl_3_18.pdf p.1 |
Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.
| Period | Carrier | Policy | Effective | Expires | Continuity |
|---|---|---|---|---|---|
| 1 | The Hartford | GL-3593669-P0 | Nov 6, 2024 | Nov 6, 2025 | first on file |
| 2 | The Hartford | GL-3593669 | Nov 6, 2025 | Nov 6, 2026 | continuous |
General liability certificate expired 6 days ago
A lapsed general liability policy means the subcontractor's work is uninsured. Any loss during the gap falls back on the owner's policy and the owner's deductible.
Remedy Suspend the subcontractor's access and require a reinstated certificate showing continuous coverage before work resumes.
| Kind | File | Received | Expires | Status | Days on file |
|---|---|---|---|---|---|
| coi_gl | coi_gl_3_18.pdf p.1 of 2 | Oct 27, 2025 | Nov 6, 2026 | expired | 273 |
| coi_auto | coi_auto_3_19.pdf p.1 of 3 | Oct 29, 2025 | Nov 6, 2026 | expired | 271 |
| coi_wc | coi_wc_3_20.pdf p.1 of 3 | Oct 29, 2025 | Nov 6, 2026 | expired | 271 |
| coi_umbrella | coi_umbrella_3_21.pdf p.3 of 4 | Oct 29, 2025 | Nov 6, 2026 | expired | 271 |
| w9 | w9_3_22.pdf p.1 of 3 | Apr 1, 2025 | — | no expiry | 422 |
| business_license | business_license_3_23.pdf p.1 of 3 | Mar 29, 2025 | Jan 12, 2027 | current | 423 |
| safety_program | safety_program_3_24.pdf p.2 of 4 | Apr 4, 2025 | — | no expiry | 419 |