Plumbing · SC-WYN-2304-014 · $2,400,000 · notice to proceed Oct 7, 2025
The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.
| Coverage | On the certificate | Required | Read from | |
|---|---|---|---|---|
| General liability, each occurrence | $2,000,000 | $2,000,000 | meets | coi_gl_14_108.pdf p.1 |
| General liability, aggregate | $4,000,000 | $4,000,000 | meets | coi_gl_14_108.pdf p.1 |
| Automobile, combined single limit | $1,000,000 | $1,000,000 | meets | coi_auto_14_109.pdf p.1 |
| Workers compensation, each accident | no certificate | $1,000,000 | short | not on file |
| Umbrella / excess | $10,000,000 | $10,000,000 | meets | coi_umbrella_14_110.pdf p.2 |
| Additional insured endorsement | shown | required | meets | coi_gl_14_108.pdf p.1 |
| Waiver of subrogation | shown | required | meets | coi_gl_14_108.pdf p.1 |
| Primary and non-contributory | shown | required | meets | coi_gl_14_108.pdf p.1 |
| Certificate holder | Wynwood Yards Holdings LP | Wynwood Yards Holdings LP | meets | coi_gl_14_108.pdf p.1 |
Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.
| Period | Carrier | Policy | Effective | Expires | Continuity |
|---|---|---|---|---|---|
| 1 | The Hartford | GL-4233879-P0 | Jan 17, 2025 | Jan 17, 2026 | first on file |
| 2 | The Hartford | GL-4233879 | Jan 17, 2026 | Jan 17, 2027 | continuous |
Workers compensation certificate has never been received for this subcontract
Workers compensation is statutory. An uninsured subcontractor makes the owner a statutory employer in most states.
Remedy Suspend site access until the certificate or a state self-insurance authorisation is produced.
Workers compensation each-accident limit is $0 against a required $1,000,000
Employer's liability limits below the subcontract requirement expose the owner to an action-over claim brought by an injured worker.
Remedy Require a corrected workers compensation certificate before further site access.
| Kind | File | Received | Expires | Status | Days on file |
|---|---|---|---|---|---|
| coi_gl | coi_gl_14_108.pdf p.1 of 1 | Jan 7, 2026 | Jan 17, 2027 | current | 173 |
| coi_auto | coi_auto_14_109.pdf p.1 of 1 | Jan 9, 2026 | Jan 17, 2027 | current | 171 |
| coi_umbrella | coi_umbrella_14_110.pdf p.2 of 2 | Jan 9, 2026 | Jan 17, 2027 | current | 171 |
| w9 | w9_14_111.pdf p.1 of 3 | Sep 25, 2025 | — | no expiry | 247 |
| business_license | business_license_14_112.pdf p.1 of 4 | Sep 22, 2025 | Sep 14, 2027 | current | 250 |
| safety_program | safety_program_14_113.pdf p.2 of 1 | Sep 28, 2025 | — | no expiry | 245 |