Exception ledger
Sorted by severity, then by the contract value standing behind the finding. A rule either fires or it does not; there is no score and nothing is ranked by a model.
Workers compensation each-accident limit is $0 against a required $1,000,000
Why it matters Employer's liability limits below the subcontract requirement expose the owner to an action-over claim brought by an injured worker.
Additional insured endorsement is required by the subcontract and is not shown on the certificate
Why it matters Without additional insured status the owner has no direct right to the subcontractor's policy and must tender through indemnity, which is slower and contestable.