2 open findings

Earliest certificate on file begins 9 days after notice to proceed, leaving an uninsured window at the start of the work

Why it matters Work performed before the policy inception is uninsured retroactively. No later certificate closes a gap that has already been worked through.

General liability certificate expired 57 days ago

Why it matters A lapsed general liability policy means the subcontractor's work is uninsured. Any loss during the gap falls back on the owner's policy and the owner's deductible.