Low Voltage · SC-AVL-2312-032 · $18,900,000 · notice to proceed Aug 7, 2025
The right-hand column is what the executed subcontract requires. The left is what the certificate on file actually says, and where it was read from.
| Coverage | On the certificate | Required | Read from | |
|---|---|---|---|---|
| General liability, each occurrence | $2,000,000 | $2,000,000 | meets | coi_gl_32_248.pdf p.2 |
| General liability, aggregate | $4,000,000 | $4,000,000 | meets | coi_gl_32_248.pdf p.2 |
| Automobile, combined single limit | $1,000,000 | $1,000,000 | meets | coi_auto_32_249.pdf p.1 |
| Workers compensation, each accident | $1,000,000 | $1,000,000 | meets | coi_wc_32_250.pdf p.1 |
| Umbrella / excess | $5,000,000 | $10,000,000 | short | coi_umbrella_32_251.pdf p.1 |
| Additional insured endorsement | shown | required | meets | coi_gl_32_248.pdf p.2 |
| Waiver of subrogation | shown | required | meets | coi_gl_32_248.pdf p.2 |
| Primary and non-contributory | shown | required | meets | coi_gl_32_248.pdf p.2 |
| Certificate holder | Aventura Industrial Owner LLC | Aventura Industrial Owner LLC | meets | coi_gl_32_248.pdf p.2 |
Continuity is judged across the whole chain, not off the current certificate. A break between two periods is uninsured work that no later certificate closes.
| Period | Carrier | Policy | Effective | Expires | Continuity |
|---|---|---|---|---|---|
| 1 | Chubb | CPP-6641377-P0 | Apr 7, 2025 | Apr 7, 2026 | first on file |
| 2 | Chubb | CPP-6641377 | Apr 7, 2026 | Apr 7, 2027 | continuous |
Umbrella limit is $5,000,000 against a required $10,000,000
Excess limits are what respond to a serious injury or a structural loss. A short umbrella is the single most common way a subcontract's insurance exhibit is quietly not met.
Remedy Require a corrected certificate showing the full excess tower, including any layers written by a second carrier.
| Kind | File | Received | Expires | Status | Days on file |
|---|---|---|---|---|---|
| coi_gl | coi_gl_32_248.pdf p.2 of 4 | Mar 28, 2026 | Apr 7, 2027 | current | 115 |
| coi_auto | coi_auto_32_249.pdf p.1 of 3 | Mar 30, 2026 | Apr 7, 2027 | current | 115 |
| coi_wc | coi_wc_32_250.pdf p.1 of 3 | Mar 30, 2026 | Apr 7, 2027 | current | 115 |
| coi_umbrella | coi_umbrella_32_251.pdf p.1 of 3 | Mar 30, 2026 | Apr 7, 2027 | current | 115 |
| w9 | w9_32_252.pdf p.1 of 3 | Jul 26, 2025 | — | no expiry | 290 |
| business_license | business_license_32_253.pdf p.1 of 3 | Jul 23, 2025 | Aug 24, 2027 | current | 293 |
| safety_program | safety_program_32_254.pdf p.2 of 4 | Jul 29, 2025 | — | no expiry | 289 |