CriticalCOI-GL-EXPIREDGeneral liability lapsed
General liability certificate expired 81 days ago
A lapsed general liability policy means the subcontractor's work is uninsured. Any loss during the gap falls back on the owner's policy and the owner's deductible.
Remedy Suspend the subcontractor's access and require a reinstated certificate showing continuous coverage before work resumes.
observed 2026-08-23required 2026-11-12source coi_gl_31_240.pdf p.2