HighCOI-GL-LIMIT-LOWGL limit below subcontract requirement
GL per-occurrence limit is $1,000,000 against a required $2,000,000
The certificate on file carries a lower per-occurrence limit than the subcontract requires. The shortfall is uninsured exposure the owner assumed without agreeing to it.
Remedy Require an endorsement raising the limit, or an umbrella that sits over the primary and closes the difference.
observed $1,000,000required $2,000,000source coi_gl_29_224.pdf p.2